yeah thats what i usually do, but that company I was so sick of I just did not want any binid going to them and would have closed it myself eventually. impact on credit score is temporary anyways.
was it citi? One's of my dad's credit card was also recently closed and he had stopped using that card for the same reason.
Re: I achieved it
Congrats. Post on consumerist.com, they will love you.
I don't have any credit card debt. Just student and mortgage and maybe the occasional interest free appliance or furniture purchase.
See this is the benefit of living in Dubai or Pakistan. Debt free life.
Re: I achieved it
studying is so expensive:hayaa:
Well done Firenze.
Thank You..the next target is savings: 20000$ end of this year. Lets see !.. Then i will give party 
Re: I achieved it
Yeah you have a party:hula:. Next year, I will have to start paying off my studet debts and they will increase because I want to do another course.
Good luck with everything!
I was in 20000$ credit card debt & close to 40000$ in student loan 1 year & 3 months ago. Just press the button for last 3000$ payment for American Express card. I am free today and feeling like i own the world ....
*What a excitement.. i don't know what to write... *
Congratulation Firenze :)
Congratulations and share with me that secret formula of yours too.
Congratulations and share with me that secret formula of yours too.
Dedication & commitment !
Free in UK right?
Up until 18 years of age.
Degree and further studies tend to be funded by oneself.
Dedication & commitment !
No the secret to save and pay 60K loan in just 15 month, it is really big achievement.
No the secret to save and pay 60K loan.
No wife, no kids, no rent, and a good paying job !
Re: I achieved it
man thats the way to do it. my bro went back to UK, after his undergrad here, did his masters there, lived at my parents place..aso no rent a...nd they are there only a few months a year anyways ....ayyashi. he is the smart one :D
^^ Jo loog Peer bante hain..kuch tu qurban karna parta hai na… 
I have wife , kids , mortgage , doctor’s bills, lawyer’s bills , I buy one lotto ticket every week in a hope I might win it. It has not happened as yet.
Lawyer bills? Doctors’s bills? You got hit by someone and have retained a lawyer in hopes for a payout?
which one …5000$ a week for life 
Re: I achieved it
Congrats Firenze.
Thanks for sharing your success formula. very helpful
It is state lottery and it has a jackpot of 150 million dollars this week.
It is state lottery and it has a jackpot of 150 million dollars this week.
I would strongly suggest stop buying the tickets having said that, you are complete picture of American Dream.
Be happy and rejoice, you are getting older now. Allah Allah kia karein... :D
Congrats Firenze. Thanks for sharing your success formula. very helpful
Always welcome, any advise you need ... PM me !