I achieved it

[Anonima]

@firenze

2. Slash morning breakfast virtually to none. Now its my habit i only take coffee in the morning … but still starbucks

3. Made a rule of only one dinner a month outside, no movies !

Congratulationze per tutto!

*its fine but pir b itna khatey ho k…

[Mirch]

@firenze

I would strongly suggest stop buying the tickets having said that, you are complete picture of American Dream.
Allah Allah kia karein…

One dollar a week is not going to make me poor. Would it. Tell me please it will not.
Allah Allah bhee karta hoon har waqt. My deen is not separate from my dunya.

[Gr8Heera]

Re: I achieved it

Masha Allah

Say Alhamdolillah.

[firenze]

Congratulationze per tutto!

**its fine but pir b itna khatey ho k... :P*

:ASA:

[ehtasab]

Congratulations fireznze, now we know your state of mind in all your previous posts, hopefully it will bring some sense to your posts

@X2

bah one of my banks closed my credit card because I had not used it in over a year, good riddance I suppose , horrible service, patrhetic rates, no points..why should I use em.

but being one of my older cards ofcourse it has an impact on my credit rating..morons

Is your credit rating affected when a credit card company closes account for “not in use”??

[firenze]

@ehtasab

Congratulations fireznze, now we know your state of mind in all your previous posts, hopefully it will bring some sense to your posts

:o.. thanksssss

Is your credit rating affected when a credit card company closes account for “not in use”??

Yes sir, if your old account is closed it will have impact on your credit score. According to Fair Issac old accounts account for 30% of score !

[Captain1]

@firenze

Abhi khushi tu khutum honey do bahi jaan :D…

It happened with me in start of last year, when my American Express & Discover limits were slash to 10000 & 11250 respectively.

Let me tell you how i achieve this biiiiggg goal,

1. Halted all my private web-based projects

2. Slash morning breakfast virtually to none. Now its my habit i only take coffee in the morning … but still starbucks

3. Made a rule of only one dinner a month outside, no movies ! (Save hundreds)

4. No more applying for credit, don’t even open credit offers. Simply send them in junk. Call your credit companies and ask them to slash interest rate, and they do.

5. Halt recurring payments like gym, sports club, web-based subscription

6. Most important make a written plan with small goals, lets say you wanna slash just 1000$ a month, write down how you get this money. yeh yeh , still write it down even its 100$.

Now we know why US economy is sinking

[firenze]

@Captain1

Now we know why US economy is sinking

why

[Captain1]

@firenze

why

Your cost cutting frenzy sent US economy packing, you deprived so many companies of their profits, thats why . Your halting of expenses sent “Consumer Confidence Index” spiraling down.

[firenze]

@Captain1

Your cost cutting frenzy sent US economy packing, you deprived so many companies of their profits, thats why . Your halting of expenses sent “Consumer Confidence Index” spiraling down.

[pak-one]

Re: I achieved it

Ma'shallah Firenze, I really applaud your commitment!

I have never been a fan of debt and carry none. I am actually interested in your plans to save those $20K. I am in saving up for a venture that will require a significant liquidity injection, so any tips would be great.

I have a few IRAs, personal trading account, an emergency cash fund (6 months), and a few thousand saved up, but looking to maximize the savings.

[firenze]

@pak-one

Ma’shallah Firenze, I really applaud your commitment!

I have never been a fan of debt and carry none. I am actually interested in your plans to save those $20K. I am in saving up for a venture that will require a significant liquidity injection, so any tips would be great.

I have a few IRAs, personal trading account, an emergency cash fund (6 months), and a few thousand saved up, but looking to maximize the savings.

My plan is to keep investing in DJIA stocks, because all of them are in historically low and their shares are undervalue.

1. Select 3-4 companies, mine are : GE, PFE, JPM, MSFT & DIS.

2. Invest 200$ in each of them every month.

3. If you believe on America & Capitalism, then guaranteed lavish returns on them in 1-2 years starting from today.

You finances are already in very good position so you can take lil bit risk too. Go for it, wish you best luck !

[pak-one]

@firenze

My plan is to keep investing in DJIA stocks, because all of them are in historically low and their shares are undervalue.

1. Select 3-4 companies, mine are : GE, PFE, JPM, MSFT & DIS.

2. Invest 200$ in each of them every month.

3. If you believe on America & Capitalism, then guaranteed lavish returns on them in 1-2 years starting from today.

You finances are already in very good position so you can take lil bit risk too. Go for it, wish you best luck !

Nice. Sounds like you have a good plan. I am not so sure about the 1-2 year time frame though. I am thinking about doing a split between stocks and taking a silent partnership in a business. Just want to hedge a little bit

To prosperity

[Sara516]

Re: I achieved it

I have a $XXX debt and i’m feeling overwhelmed. cheers to u buddy

[SaadiaB]

Re: I achieved it

congratulations!

U know very recently we paid a big amount for our apartment. It felt good. If we keep going on like this we will be morgage free in one year and then save up for a bigger apartment or a city house! :)

[njgal]

Re: I achieved it

Congrats! This is something to be turely proud of!

[X2]

@ehtasab

Is your credit rating affected when a credit card company closes account for “not in use”??

indirectly, because it changes the ratio of total available credit compared to total credit being used. It would be a bigger issue of there were large balances. also if it is an older card the history of how long you have had credit for and how you have used it can be imapcted.