Re: How much does it cost to financially maintain a middleclass wife?
Oh when I said “Your Mom” I didn’t mean anyone specefic, but like “One’s Mom”, you know just playing up the life1 “special” generalization topic of evil in laws etc. No disrespect meant to any one person in particular.
Re: How much does it cost to financially maintain a middleclass wife?
Depends on where you're residing as rent could be a sizeable portion of your income. I do remember having such discussions with friends a few years back, and basically we came up with a figure of $3500/month after taxes.
1) Rent: $1000
2) Utilities + Phone, TV and Internet Bills: $350
3) Two cell phones: $100
4) Car payment: $400
5) Fuel + Insurance: $500
6) Grocery: $500
so that's $2700- $2800 for basics and then for the wife you'll need another $700 month
A lot of it depends upon your lifestyle though. I know people who manage it in under $2000/month somehow, and then there are others for whom tens of thousands of dollars per month is not enough.
would hardly call that middle class in this day and age with the way the currencies are fluctuating and all
Re: How much does it cost to financially maintain a middleclass wife?
But MA she also belongs to THIS time period as well and would have an idea as to how much the items you’ve mentioned would cost (NOWADAYS). No? She could give you an estimate.
Re: How much does it cost to financially maintain a middleclass wife?
I would like to know.......
like...things i have figured so far....other than basic lodging,food transport etc...
1.Kapray
2.Shoes
3.Cosmetics
4.Extra sweets/chocolates
5.Ghumaan,Phiraana,taking out etc
6.Doctor's fee for psychosomatic diseases n checkups etc..
7.Visit to beauty parlour/salon etc..
.
.
Please add....
Don't know exactly still paying it, things you have mentioned are tip of the iceberg... to make thing simple and keep it short, everything have cost, she made mistake, you pay for it, you made mistake, ofcourse you have to double that, she is sad you pay to make her happy and then when she is happy you need to pay to keep it like that. Somebody you even don't know or only met on your wedding have his/her wedding ceremony or a kid or birthday party and it is your pocket which have to buy entrance ticket ( gifts) and the new dress with matching shoes and purse...
so i really don't know and i asked this question to a guy who is married for 35+ years, he says also have no idea...
All is all it is worth paying all the cost, infact some kind of entertainment..
Re: How much does it cost to financially maintain a middleclass wife?
I would like to know.......
like...things i have figured so far....other than basic lodging,food transport etc...
Please add....
I added some :
1.Kapray
2.Shoes
3.Cosmetics/perfumes.
4.Extra sweets/chocolates
5.Ghumaan,Phiraana,taking out etc
6.Doctor's fee for psychosomatic diseases n checkups etc..
7.Visit to beauty parlour/salon etc.
9.Valentine day present and dinner
10. Wedding day annivesary present and dinner and cake
11, Her birtday present and dinner and cake
12. Parties she throws for her friends only.
13. Expenses on her own family visits and her family visiting her.
14. Her vacaction
15. Maternity expenses
17. Expense on an occational gift , flowers etc just to say I love you and cherish you.
18 . A seperate car.
19. A seperate bank account for pocket money.
20. Expeses on long drives , picnics , movies.
21. Mobile phone for her.
Re: How much does it cost to financially maintain a middleclass wife?
And then there is this article for you reading pleasure: Source
The famous singer Celine Dion once said, “I have become a housewife and there is no better job.” Well, she doesn’t have to clean the house, cook dinner or change diapers. There is nothing more rewarding than being able to stay home to raise your children and attend to the details of making your home look beautiful. But did you ever think about the monetary value of the duties that a housewife actually performs?
According to the Bureau of Labor Statistics (www.bls.gov), a housewife’s labor is worth upwards of $79,000 per year. The government’s labor website shows that the average annual salary of a private household cook is $28,000 (I am rounding off to the nearest thousand), a maid/housekeeper makes $18,000 and a child care worker also earns $18,000.
A financial manager earns $57 per hour. If a housewife is spending five hours per month on the financial upkeep and improvement of the family finances, the yearly pay would add up to $3000 per year. This type of financial activity includes not only balancing the bank accounts, but searching for the lowest possible insurance and mortgage rates, finding safe and profitable investments and performing research before the purchase of significant household necessities like appliances and automobiles.
According to the website Paycale.com, a business consultant with five years experience makes $45 per hour. If you figure that the average wife spends five hours a week consulting with her husband about business (they would be talking about his job or business dealings), the annual income from that job would be $12,000. If kids are involved, the mother may also fulfill the roles of taxi driver and teacher (when the kids are old enough to have extra curricular activities and homework).
Some readers might think it’s materialistic or greedy to put a price on a housewife’s work. Of course, a wife/mother does all of the above mentioned work out of a love for her family and a desire to have a happy family and a nice home. But people put a value on a homemaker’s monetary value everyday. Evaluating a wife’s work and contributions is what happens in divorce court.
When going through a divorce, a husband with a large bank account may try to undermine the value of his wife’s work (especially if she doesn’t work outside the home). If you are a housewife, it’s important to know the value of your daily contributions to your family.
Re: How much does it cost to financially maintain a middleclass wife?
^mirch chacha…i know how much a housewife’s contribution is towards the family…i wonder why you assumed i somehow underestimated that …
thanks for your first post though..
what i don’t understand is…why are women so hesitant to answer the question??
There is always talk of ‘financial security’ from the female posters here, and it is always ‘appropriate’ to think/talk about how much does the guy earn etc etc…
but somehow the question i asked (which is essentially the same…about financial secuity) seems to have touched some wrong sorta nerve here…
not a single woman has actually tried to answer the question!!!
…instead all that is talked about is, how i shouldn’t be even thinking/asking about financial matters or how important a wife’s contribution is or how wife always co-perates, or i should go ask my mom (i never saw people advising others to talk to their mom about MIL,husband issues…since everyone’s mom is married,has had in-laws issues etc etc )…
those aren’t even the questions being asked… unless,offcouse, someone has a problem with the premise of my question (about guy being able to afford the expenses)…
so my question is…why wouldn’t the ladies answer the question?? its not like they don’t know what expenses are involved/paid for by the husband (in case of married ones)…
Re: How much does it cost to financially maintain a middleclass wife?
*what i don't understand is........why are women so hesitant to answer the question?? *
**
Because it depends on so many variables** eg.where will you both be living (which country, city, with inlaws or separate - yes, it does make a massive difference in terms of expenses), what sort of girl is she (is she into having professional beauty treatments or not bothered, will she be out shopping every week etc), will she be working + if so happy to pay for many of her own things herself? Also would you be sharing a joint bank account she can dip into so you don't necessarily need to keep money aside or give her some sort of allowance..
These would be the typical minimum expenses for a month for a young couple where I live:
£1000-1800 a month rent or mortgage
£150-200 groceries
£200 petrol
£150 minimum other bills
On top of that there are those extra expenses for things like clothes, hair + beauty treatments, childcare, private nursery etc. which can drive the costs right up but then if you live with inlaws or she doesn't drive or go out much those costs can also go down a lot..
For a better idea of how much it would cost for YOU best speak to married guy friends who live in your area, those married to girls similar to the kind you're thinking of..
Re: How much does it cost to financially maintain a middleclass wife?
Well nomi
if we talk abut luxuries and desires then there is no one list of some items caz they would be increased with passage of time and go high as well.
As i hv observed a sensible women while living in pakistan can spend 40,000 a month.
U hv asked abut wife expenses, clothes, make up, cell phone, out door dinner, aur ab car thou middle class also drives.
So it depends who kahn say purhase krti hai aur kitna high.
if will take in middle then 20,000 is enough, she can easily live on it. if she is nt extravagant.
Well i hv seen in my family, husband himself buy clothes to her wife on eid or for winter and summer up coming. daily cooking or fruits, monthly bills or grocery, beauty products no cosmetic one., cell phne balance.
and also give her pocket money 5000. nw it upto u how she spend whther on make up or parlour or extra balance or wt ever.
and i think that really good for a women. i really like this. how many of u really do or take pocket money?
Re: How much does it cost to financially maintain a middleclass wife?
I agree to what you are saying 100 percent in this post. I did not quote the second post to undermine your effort to come up with a price tag on providing a comfortable middle class life to a wife.
I quoted the article in second post to encourage women folks to not do what you are pointing out in this post of yours and be honest in telling what their take on the issue is and feel proud to put a price tag on their wants and needs as a middle class wife.
You are pointing fingers to women for getting offended at the question but the tone of this post tells me that you got offended with me quoting the article I quoted.
Re: How much does it cost to financially maintain a middleclass wife?
**
Because it depends on so many variables** eg.where will you both be living (which country, city, with inlaws or separate - yes, it does make a massive difference in terms of expenses), what sort of girl is she (is she into having professional beauty treatments or not bothered, will she be out shopping every week etc), will she be working + if so happy to pay for many of her own things herself? Also would you be sharing a joint bank account she can dip into so you don't necessarily need to keep money aside or give her some sort of allowance..
.
What is stopping them to provide answers by keeping all this in mind and we will have a cheat sheet for those young boys and not so young boys who are planning to settle down and look at their finances before they take that big step of becoming a married man.