sorry, i didnt make clear what i meant…i wanted to say that people who can afford an ample amount for the mahr dont always agree to it…
at you second point about mahr being a payment given incase of divorce…thats not completely true…mahr is a gift from the groom to the bride and it has to be payed at sometime in the marital life whether the couple get divorced or not (unless it is specified that it will be payed in case of divorce). there are 6 ways in which the mahr can be payed according to what has been specified in the nikkah or circumstances (tafseer surah nisa)