hk,
I re-opened the thread: CAN A MUSLIM WOMEN DIVORCE HER HUSBAND; actually, I dedicated this re-opening to you. May I suggest you take an opportunity to go thru the contents.
1) You say : when a husband initiates divorce, he is obliged by religious law to pay some maintenance expenses (2:241).
MY ANSWER
hk: That maintenance is for the 100 day idaat period ONLY; after which the husband is not entitled to pay her a dime. In fact, she can be turned out onto the street!
There is no provision for alimony or "continous maintenance" under the present Islamic laws.
2) You also state: "However, when the woman initiates the divorce she does not pay any compensation to the husband as requirement of religious law; she need at most return part of what she received from the husband as dower if such payment is helpful in an amicable settlement. (2:229)"
MY ANSWER
hk: You' re referring to Khula. This aspect is covered in detail under the thread:CAN A MUSLIM WIFE DIVORCE HER HUSBAND!
Under Khula, the wife has to return the dower and ASK the husband to divorce her.
3) I had a third point re: Custody of Children, covered again below.
RECAP
To recap for you: Under the Islamic laws the husband can very easily divorce his wife on a whim and is financially responsible to her for only 100 day of Idaat period.
There is no such thing as 'Continous Maintenance' or alimony under the present Islamic laws.
A woman can only Divorce under the laws of Khula where she must return her dowry and then ASK her husband to divorce her.
The women has no rights to the children. The Islamic laws grants the custody to the father.
Based on the above, if a women, for example, lives in Pakistan then the only way she can protect herself from the inequities of the Islamic laws to have a side Contract that is enforceable in the courts of law.
I thank you for writing!