Saving Money

Society Business and Career
21

Re: Saving Money

You are not a girl. :snooty:

That is what I am looking for how to save? :hehe:

22

Re: Saving Money

oh yes I am , just a lil different :mehr:

23

Re: Saving Money

dude :hug:

24

Re: Saving Money

From what I have learned from my teachers, you have to pay zakat on any and every saving you have for over a year after you have cleared your debts. For example if you have a PKR 10,000 worth of money saved for over a year and after one year you also have a debt of say 5000 then the amount you are supposed to pay zakat on is 5000. Same is the case with any other type of saving as well (like jewelry). I don't have any references for all this information though, since this is what i studied back in school (its been ages now). So may be consult some scholar or check existing forums regarding zakat.

25

Re: Saving Money

Btw another suggestion - didn't try myself but have heard people save this way.

Committee - have you heard the term?

26

Re: Saving Money

i have fixed amount of money to save i never kharch it chaahay kuch b hojaye…i dont go for shopping
so after six months i have plenty of money to shop for coming season yayy :aisha:

n i even manage to save from that saved amount too…thori sakhti to karni parti hai:cb:

27

Re: Saving Money

S.A.V.I.N.G

I cant even pronounce it :(

with the state of things (read: saving accounts), I guess begum will soon take over everyday spending in her own hand :( :(

and on serious note, we have found that its always easy to save if you have a goal. We have executed that strategy successfully many time for small items and on big ticket items (like house, car etc).

Another successful way to save is to take part in BC (what the hell that stands for???). Begum take part in 400$-600$ monthly BC so that amount is always taken out of the pay-check almost unnoticed.

28

Re: Saving Money

the most insignificant way to save money is saving ALL the change during the day...i never use change to buy anything...whenever i pay i pay with a bill so i end up saving Loonies $1], twonies $2], quarters, dimes and nickles. i don't save pennies ...last time i cashed in all my change was in the amout of $2300 that i saved in just over a year.

29

Re: Saving Money

You still use cash ? :eek:

30

Re: Saving Money

There was a thread a few months ago on the kamaitee and beeci stuff.
Don't know where to find it.

31

Re: Saving Money

yup…for small purchases…like under $10 or so. it’s wise to pay by cash to save on bank charges…:slight_smile: i’m a smart shopper!

32

Re: Saving Money

You must make a loooot of small purchases to save up that much change. :cb:

33

Re: Saving Money

nope! say i buy something for $1.50 and i pay with a $5 bill, i get $3.50 savings in change with just one purchase…next purchase again for $1.99 and i pay with another $5 bill, now i save another $3.1…this ALL add up fast! :slight_smile: you must try that too :slight_smile:

34

Re: Saving Money

More important question is what ARE you buying for $1.50 and $1.99 as single purchases ? :hehe:

35

Re: Saving Money

lol…i take the ‘fifth’ :wink: i bought something for a ‘single use’ :wink:

36

Re: Saving Money

and that too on cash …so no trail :slight_smile:

37

Re: Saving Money

yup…if i use the plastik, they will know that “My name is Khan and i AM a terrorist!” :cb:

38

im.a.spender.not a saver

39

Re: Saving Money

Add .com and it sounds like a shopping website. :slight_smile:

Add .org and it sounds like a support group website for shopaholics. :hehe:

40

Re: Saving Money

By the way, when I asked this question I had nothing particular in mind. Honest.

But make sure that the gum you buy does not have cancerous stuff in it.
A lot of them have suspect ingredients.