if you are taking about the whole community i would say you are making great generalizations here.
where have you seen girls marrying even a psychopath who have a master’s degree or is making good money?
and you talk about Love? how can you ascertain about this love thing when you are marrying someone via an arranged marriage route? Love is, and realistically speaking can never be a deciding factor for an arranged marriage. if a proposal comes for any girl, how would she know at that time whether the guy would give her true love or not? only the things that can be determined, becomes the deciding factors to accept or refuse. and those things include your family, your qualification,your job, your personality, your standing in a social circle, the reputation of you and your family etc.
and honestly speaking, i have never seen a family or a girl whose only criteria for a husband is Master’s degree. it is always a mix of things, Master’s degree can be one of the criteria but not the only criteria. and if someone is looking for a guy with a certain type of degree provided that the girl herself carries an equivalent degree, i think it is all fair if she refuses someone on that basis.