That’s fine that he’s working in “research”. But are you saying that the hospital/Uni/company…whatever he works for does NOT provide health insurance at all?
I completely agree with the 2nd paragraph. The reason I highlighted the 2 sentences…as a doctor, your husband is smart enough to realize that health insurance is a “must” for his family! Even without the wife being pregnant…an “emergency” would occur at any minute. That’s why I’m surprised that the friend’s husband…another DOCTOR, chooses not to carry health insurance for his wife.
Doctors aren’t millionaires. The doctors I know make an average of 350K (before taxes)…while a few make upto 450K. The “lowest” paying doctor I know makes about 90K. You’re right that doctors don’t have “all the money”. BUT…in a doctor’s salary, they’re not in “need” of public services paid for other taxpayers that’re meant for the poor and truly needy such as the disabled.