Much of history and evidence contra-indicates you. The Northern Light Infantry initiated the infiltration and fighting. Initially four battalions, the 3rd, 4th, 5th, and 6th NLI were deployed. Later, three other battalions, the 7th, 11th, and 12th were engaged.
As The Herald, a Pakistani newspaper, at the time reported, there were upwards of 500 soldiers of the NLI killed in action. They were all brave men, who sacrificed their lives for their country. Even as an Indian, I honor their selfless devotion. But it was unnecessary and wanton.
Kargil wasn’t a skirmish, it was very dangerous brinkmanship. Indians and Pakistanis have to take it upon ourselves, as average citizens, to see that such things do not happen.
But, to the point of this thread, a Kargil type of action is exactly what the general is referring to, Pakistani regulars along with jihadis launching coordinated actions, along with the threat of a lapse in the Pakistani nuclear control and command structure. It is a very real possibility, one that even the Americans are preparing for.