Re: 30 year old Pakistani women
Her education. Her experience in networking and building herself in the economy which will only help your kids. Her personal and educational and professional contacts that she can call to help your kids get internships, jobs, projects, etc. Her own personal maturity - that she will more likely be mature and grown up when you and she have to deal with problems together.
To Captain Obvious: Bottom line is your 20 year old wife probably agrees to everything you tell her, and you don’t have to argue with her. What you say is what gets done. How is she going to oppose you? If you make a financial decision, she can’t argue with it or make other suggestions, she probably doesn’t know the first thing about investing money or even how to open an account on her own. She has minimal education, so if you push her around, she can’t leave - where is she going to go?
I’d argue that what a 20 year old can offer you that a 30 year old can’t, is being a doormat. Which is what desi families want at the end of the day.