Ahmadjee,
By the way, my wife just changed jobs, and now works for the American Diabetes Association. This desi should contact them, as they have a number of programs to help pay for care… Many states such as mine, also offer very high quality, low cost insurance plans.
This is Rhode Islands plan:
What is RIte Care?
RIte Care is Rhode Island’s Medicaid managed care program
that provides families on the Family Independence Program and
eligible uninsured pregnant women, parents, and children up to
age 19 with comprehensive health insurance coverage. Families
receive most of their health care through one of three participating
Health Plans: Neighborhood Health Plan of Rhode Island,
United Healthcare of New England and Blue CHiP.
What is RIte Share?
RIte Share is a premium assistance program that helps families
get health insurance coverage through their employer (or spouse’s
employer). If a family qualifies, RIte Share will pay for all or part
of the employee’s share of the health insurance premium. RIte Share
also pays for co-payments in the employer’s health insurance plan.
Click here for more information on RIte Share for employers.
Who Can Qualify for RIte Care or RIte Share ?
Families with Children - with annual family income up to 185% of FPL
Children [up to age 19] - with annual family income of up to 250% FPL
Pregnant Women - with annual family income of up to 250% FPL
(FPL = Federal Poverty Level)
Eligibility is based on family income and family size. See the Federal Poverty Level Guidelines for 2004.
If an applicant applies for and is determined eligible for Medical Assistance and if his employer (or spouse’s employer) offers a DHS-approved health plan, then the applicant will be enrolled in RIte Share. If the employer does not offer an approved health plan or if the employee is not eligible to receive it then the applicant will be enrolled in RIte Care.
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How much does it cost for RIte Care or RIte Share?
Families with incomes up to 150% of the federal poverty level (FPL) receive
RIte Care or RIte Share at no cost.
Families with incomes between 150% and 250% of the FPL pay a monthly
premium (for either RIte Care or RIte Share) of $61, $77 or $92 per month,
depending on their income.
Covered Benefits (RIte Care or RIte Share)
This list includes both in-plan benefits (through a health plan) and out-of-plan
benefits (through Medicaid fee-for-service, also called Medical Assistance).
Doctor’s office visits
Immunizations
Prescriptions
Lab tests
Prenatal care
Mental health services
Drug or alcohol treatment
Referral to specialists
Hospital care
Emergency care
Home health care
Skilled nursing care
Family Planning services
Nutrition services
Interpreter services
Childbirth education programs
Parenting classes
Smoking cessation programs
Transportation services
Dental care
RIte Care and RIte Share members receive two (2) ID cards, a Health
Plan ID card and a Medical Assistance ID card. Members should
always show both ID cards when using medical services.
http://www.dhs.state.ri.us/dhs/famchild/shcare.htm