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I hope this thread charts a good course. I am also one who is not an adherent of one particular madhab. I simply do not find the need to be one either. Like you said, if the objective is to get around the rocks and multiple navigators are capable of doing it with different ships then you can set sail with either one.
I do disgaree that each person requires to be a mujtahid to make a sound decision. Wisdom is not subject to knowledge though knowledge helps it. Wisdom is to make the best decision based on your circumstances rather than having the knowledge of all possible circumstances. We’ve only overcomplicated and shutout peoples normak day to day ability to make wise decisions in terms of religion. We make more it more complicated than it really ever gets in ones normal life.
My personal opinion is madhabs were based on shifting sands. They have a lot of overlap but also differences atrributable to different evidence. The Imams expanded on issues encountered during their times for which clear evidence did not exist. They did the most comprehensive job, which is why they are famous. Our times have different issues and many similar ones as well. I think one who understands the fundamentals properly and has done a reasonable amount of research on certain controversial issues can live through most circumstances satisfied by their own intellect.
Our problem is we look to scripture for too much and hesitate to use out God given intellect. The point of the scripture is to understand out bounds and operate within them with wisdom.