Using your parent's credit card w/out permission?

[Paheli00]

Re: Using your parent’s credit card w/out permission?

@M_was_here

I know I am. But in my defense, I always paid back, I just didn’t have it on me or enough at the time of purchase etc. And it’s never super-expensive, usually less than $45. AND I PAY BACK.

So, how did your parents react or would react if you did that? Mine tend to get annoyed that I didn’t ask but I’d rather not go through the hassle of convincing them, plus I’d give it back anyway, right? Right. Their main thing is that I didn’t ask for permission. And I admit that I should.

Thoughts?

Going by your orig. post…not sure which type of situation you’re referring to:

Situation 1: Someone takes their parents credit/debit card without telling them. Their name is NOT on the account, and their parents are completely unaware of the fact that they have the card. I can imagine teenagers doing this..lol. This is stealing and disrespectful. Just b/c they’re your parents…that doesn’t make it “ok” for you to take something that specifically belongs to them without permission.

Situation 2: Parents added their child’s name on their account and GAVE them a credit or debit card to use. Or the parents just gave their card to their child and are AWARE of the fact that the child is in posssession of the card. In this situation, there is no reason to ask “permission” b/c by giving the card to the child…the parents are giving permission for use of the card. Now some parents give the card with conditions attached (such as the card should be used in emergencies only, there’s $$ limit etc).

So which situation is yours?

Besides, if a person pays their parents “back” the money they charge on the card…or if a person has the money to begin with…then WHY would they use the parents’s card to begin with? Is there a reason for you not having your own debit and/or credit card?