Re: using credit/debit cards in pakistan
Credit card is definitely a better bet but you will end up paying foreign exchange fees and the foreign exchange rate is not good either. Your are better off taking cash or travelers checks.
As far as Debit card concerned I would strongly recommend that you not use debit card ANYWHERE. I know, I always skimmed through such alarming calls and never paid attention to Debit card fruad until it happened to me. We just discovered that my wife’s identity was stolen and our bank account is completely wiped clean. Please read this article for details. I know it’s a long article, but worth your time. http://www.msnbc.msn.com/id/11731365/
So, beware of the debit card fraud; stop using debit cards at unknown ATM’s and even for purchases. Debit cards definately do not give you the same protection as Credit cards do and once the money is out of your account, the bank has no vested interest.