The smart Bihari

**There was this Bihari who was travelling with two tickets

                 When the T.T.E asked for the ticket, this fellow gave both                       the tickets, and so the T.T.E asked him the reason of buying                       two tickets.
                 
                 This fellow answered well what will happen if in case I lose                       one of them,
                 
                 so the T.T.E said what if you lose both of them ?
                 
                 so this guy said then why do I have a monthly pass.**