I would say blame goes to everyone but to some tax payers who baught home in lalach but mostly to to the bankers.
Why mostly bankers?
As they make money in selling to the stupids and dikhaing subz bagh to them. So yeah tax payrers are very little to be blamed 99% bankers.
I agree with the person who is contantly trying to explain to sumorani that banks has to explain each and everything and if they didn't have that much amount then why at the first place they gave loan. Doesn't bankers call again and again to take a loan. Why would they do that without gaining anything.
If we all followed islam then it wouldn't be our fault.
If muslims buy homes and give interest it's haram so the are greedy and totally wrong. Why would I buy a home or a thing on mortgate or credit card when I don't have enough money to fully pay at the same time. Why this much lalach. Can't you live in rent house. Will you die living in rent house. Wouldn't it be better to stay away from taking mortgage to go against what Allah said not to do at all. It's haram and taking or paying interest is a war against Allah. Why take home at mortage. So yes they are at fault.
Why do ppl think that they will pay it off slowly why not think that they might die and then with his/her dead body they will take sin of having qarz on him/her + interest.
Ppl get happy when they buy home on mortgage keep charchaing making fame among relatives and others even laugh on the ppl who doesn't have home but I laugh on them. I'm totally against going for haram thing. Alhamdolilah I'm living in rent hone still alive masha Allah and doing whatever I wan't.
I'm not saying its not good to have your home. But it's not good at all have hone on mortgage. I would love to buy home if I had full money to pay. First thing I'll buy
Mostly bankers are to be blamed first they all work for and get haram money. They all go for interest. They force ppl and try to force. So muslims who are low in imaan go or no imaan at all go for mortgages or interest.
Many times bankers called me for mortgage and loan they were offereing me I always told them I'm muslim and it's haram for me to take mortgage and loan on interest. If you called me then give me loan without interest then I'll take it. I also ask why you are calling me himself without me asking to you how much and what you would get?
What I found here these ppl are totally dramas. Make rules to save themselve and hide things and show subz bagh in everything. Write things in very fine prints and even in the language which is hard or impossible to understand. Lie a lot. I don't know why Govt. let them do that openly to do the frauds.
Yes the bankers are to be blamed for sure. Why at the first place they gave loan to ppl and invested when they didn't have enough money.
As someone said a person or first time buyer doesn't know anything. How would he/she be blame that much as bankers didn't tell them truth or everything? Bankers should have explained to them everything instead of dikhain subz bagh.
You fools specially muslims why going for haram work and going for war against Allah. Why would they give you loan without gaining anything. They always gain no matter what. They always put you in loss no matter what happens to you.
Why would I be blamed as a tax payer. I haven't bought a home on mortgage nor the car and nothing. I'll get affect out of those who gained alot no matter haram or halaal. I didn't anything and why would I be affected for those haramkhors aka bankers or mortgagers. Sorry no offense. I say the truth in a very straight forward way. I don't and and don't want to say things in sugar coats.
