Surviving on low income

Lifestyle Relationships
1

I don’t know if it belongs here so please move it to the appropriate section if it doesn’t …

Is it possible to survive in Karachi on 30000 PKR/month. Expenses would include all cng for a bike, medicine for boorhi maan, food, bills (bijli, paani, gas, internet), rent etc etc etc. How can we budget so that we never have to worry about asking others to help? Seems like no budgeting really works so if anyone has any tips or tricks for saving money please share …

2

Re: Surviving on low income

How many people in the household? And how many of them actually willing to cooperate to live in a budget?

3

Re: Surviving on low income

how much is your rent?

You have fixed costs like rent + some bills, but you can reduce remaining bills and spending.

Tip for saving: Make all meals inside the home ie no eating out, take packed lunches and drink for work/out.

4

Re: Surviving on low income

There are 4 people, all adults ... it's not the people in the house that are the problem. it's just relatives (his sisters with their children) come by every other day and stay all day and i know it's not right to think this way but i feel we are spending way too much on food. feeding 10-12 people every other day costs a lot, even if the food is cooked at home ... i feel as if my husband's brain will explode into little little pieces one of these days ....

5

Re: Surviving on low income

30K rupees in KHI for 4 people + guests is not enough. From what I understand, you guys are doing fine when it's just 4 adults but are having trouble when your sister-in-law visits w/ her kids. Of course you have the right to be concerned considering your hubby is the only breadwinner of the family. I think he should talk to his Mother who then could have a talk w/ the SIL or at least be understanding of the problem. Maybe she could even explain to her and help her understand that the visits need to get less frequent simply because we cannot afford it on the income we're living on.

6

Re: Surviving on low income

i don't have anything serous to say..

but you could do one thing.........slip some jamaal ghota in the food you serve to the SIL.....when theire pait is kharab everytime they eat at your house..........they would probably stop....

7

Re: Surviving on low income

why do they come over so often?

can't he speak to them about his financial concerns?

mind boggling. and sad.

8

Re: Surviving on low income

Survival is not dependent on the amount of money, but the "barakah" in it. No matter how much water I put in a bucket, if there is a hole in it, the water would never stay and keep getting leaked out from time to time. "Barakah" comes with obedience towards ones faith. I have seen very rich people complaining that their pay is not enough for their expenses, and very poor people being contented/comfortable with what they are getting. Also "israaf" (wastage of money on unnecessary luxuries/fashions/hobbies...etc.) causes problems. The Prophet (Saw) once swear that sadaqa increases money, so better put aside a reasonable/comfortable amount for that purpose, consistently. Those who would regularly do "Istaghfaar" would get Rizq from places they never ever thought about. Those who remain "Ba-wudhu" get excess of Rizq.

p.s. Rizq is not just related to eating, but all the necessities that are related to human. e.g. With "Barakah" Allah would cure our disease even with less expenses (low cost medicines) but without it even big operations in the best hospitals wouldn't cure us, while leaking a lot of money at the same time.

9

Re: Surviving on low income

:smack:

Seriously? How’s that relevant to the OPs problem? I’m sure there is ‘barakah’ if they are kind enough to host their SIL and the kids, that doesn’t mean they can’t have problems.

There are some people on here who need to learn a thing or two about saying things at the right time and not shoving their religious point of views down everyone’s throats. Seriously, how irritating. Esp. when it doesn’t even make sense in the context with the problem at hand. Makes me think whether you even know what you’re saying or whether you’re saying it just to look Islamically-intellectual. :halo:

10

Re: Surviving on low income

Serious question--do you even read the entire thread/posts? or just like to go off on your tangents whether they're relevant or not?

11

Re: Surviving on low income

^Exactly. Seriously annoying.

12

Re: Surviving on low income

If you generously keep feeding people/extended family memebers more people will turn up for the free food. There should be a limit. These people should know you dont have unlimited funds to feed them. Otherwise your home will turn into a family hotel.

13

Re: Surviving on low income

yea....and then OP has my suggestion to make it happen...

14

Re: Surviving on low income

Personally speaking, I never did and never will worry about 10-12 people eating from my house everyday or every other day as long as they're not wasting any food.

15

Re: Surviving on low income

Nothing wrong with what R.A.W said.

16

Re: Surviving on low income

That is all well and good for you but for the OP it seems they are on the limit of their finances to feed these people and survive.

17

Re: Surviving on low income

I don't know OP and her situation that's why couldn't come up with any solution. I've seen people living in much less than that quite comfortably to be honest.

OP can cut off her expenses for feeding those people and then may be come back and tell us after few months if it helped. though, I highly doubt if it would help.

18

Re: Surviving on low income

Be glad that its every other day, what if they come and live with you permanently.

19

Re: Surviving on low income

What is your basis for this doubt? when budget is tight, every little bit helps.

20

Re: Surviving on low income

Peace mt3g

Please do this when your family next come ...

When you eat, eat together, if you are already not doing so ...
During the eating remember Allah for the food ... By du'a in front of all people present ...
Ask for Him to put Barakah in it.
If there are places where you feel your household wealth is not pure or is nt purified, then ensure this is happening ...
When you feed others thank Allah for making you the vessels through which rizq has been given them.

Hold no ache or regret in your hearts for giving others the food

.....

Also .... Visit your family like they visit you ...

I hope this helps.