This is something that I and my hub actually discussed before marriage and I was really surprised to see how many were saying they wont even think about it. Its an IMPORTANT issue! I was earning a really good income before we had our boys and this gave my Hub SO much comfort because he knew that I'd be able to sufficiently care for our boyz if something should happen to him...and vice versa. I am a woman yet I do not need to rely on a marriage or a man to care for my family if - God forbid - something bad should happen. Habing life insurance is a great idea and a necessary one. So also is the ability of the wife to be able to carry on.
Agreed 100%.
Things do happen, Can never be prepared, but at least is good that we have plan to carry on.
You are quite welcome Ahmad Jee...something that I do not typically share with others is that my hub lost his dad in a horriffic car crash when he was 7 years old. In that same crash, his mom was made a quadriplegic and was in coma for almost a year. After that, she woke up and required round-the-clock care. His life was a complete mess from age 7 till I think about age 9. You never know, ya know? If you're smart enough to prepare before hand for ANY eventuality then you are just being mature and taking care of all eventualities. Not a pleasant thought for sure but one that should be addressed MOST esp when there are little children involved.
...and sk2008, I just CANNOT imagine that preparing for unfortunate happennings could possibly be halaal. A husband dies unexpectedly yet leaves behind a life insurance policy that can help care for his wife and kids. If THIS is halaal in ANY way then something is definitely wrong in Islaam-land. (Note, no disrespect intended here, I'm just very sure that this is an incorrect statement on the part of the poster.)
is it really so bad and morbid that someone has actually thought about this? the thought does bombard me ke God forbid something suddenly happened. And i start crying right then and there.
Compare "ruined makeup" to ok, hubby has died in a car crash, Mama has a broken neck. Three children under age 7 have no one to go home to....
Have you provided a will? Have you established WHO should be the caretakers of your children or do you want to leave it to the GOV'T to decide? Do you want to marry a woman who would not be able to carry on if you should die or one who would be strong enough to pick up the pieces?
I'm sorry, this is a horriffic thing to consider but life is not always in cooperation with our rose colored glasses yeah?
You make very good points, no doubt. ppl don’t usually like to think about these things, and even worse, they bother not to do anything b/c “Allah will help.” ive always believed that u have to help urself first, do everything u can, and then leave the rest up to Allah. :hinna:
Taking out life insurance is no solution! It is Haraam in Islam!!!
when an "islamic state" is ready to take care of a persons widow/widower's financial commitments or some orphans care, then we can debate about insurance being haraam all we want.
life insurance, disability insurance and all are needed tools in a world where there is not much support
Compare "ruined makeup" to ok, hubby has died in a car crash, Mama has a broken neck. Three children under age 7 have no one to go home to....
Have you provided a will? Have you established WHO should be the caretakers of your children or do you want to leave it to the GOV'T to decide? Do you want to marry a woman who would not be able to carry on if you should die or one who would be strong enough to pick up the pieces?
I'm sorry, this is a horriffic thing to consider but life is not always in cooperation with our rose colored glasses yeah?
mamaof 3 thanks for reminding me. Thats one thing I still have nto done, even though i want to, and have access to free legal services for it.
I talked to hubby about life insurance what to do if something happens to us, he is actually against the idea of life insurance, the one that is on my name will be closed soon, as we will pay our debt of the apartment very soon insahallah. My husband wants to pay off the apartment as soon as possible if Allah na karay something happens to him then we dont have to pay rent and can live with one income!
one thing my hubby asked me, that to support his parents as long as they are alive, with a minor montly income, which i think is a great idea, a man should think of his parents too not only wife and kids.
Compare "ruined makeup" to ok, hubby has died in a car crash, Mama has a broken neck. Three children under age 7 have no one to go home to....
Have you provided a will? Have you established WHO should be the caretakers of your children or do you want to leave it to the GOV'T to decide? Do you want to marry a woman who would not be able to carry on if you should die or one who would be strong enough to pick up the pieces?
I'm sorry, this is a horriffic thing to consider but life is not always in cooperation with our rose colored glasses yeah?
This is also the way it should be Islamically.
I do tend to think about these things sometimes, maybe because I have moved to a new place and if something happens to him I wold have to arrange the practicalties myself as I don’t have anyone else here.
I have been wanting to write my will so many times but too often other things get in the way and we never get to do this. But insha’Allah soon!
I pray that everybody’s other half will stay with them during all their lifetime!! It must be such great loss to live with.
I don’t know how I would deal with such a situation emotionally. However financially and otherwise I think I will manage. Allah na karre ke wo din kabhi aye. I would rather die myself than see him like that….
I;ve never thought about it, it scares me:( but from reading posts about life insurance etc, i'll be chatting to hubby about it soon inshallah. Though we're not actually currently living together, but still its good to plan lol.
Me and hubby were in a car accident last year, and it made me think of what ifs, scary scary scary :( . May Allah grant us both long, happy healthy and equal lives as good muslims. Inshallah and Ameen
It is like most of you have said something that we dont think about but after the emotional stuff the practacality kicks in most because of the kids if you have any.
I have heard about women who are so dependent on their spouses that it really hits them hard and then some men too who do not know how to move on with the kids. There is this classmate of my daughter's whose father recently died in a car crash and it is devastating for the mother. On top of that she doesnt know how to drive.
Another sad story is of a friend's mamoo who passed away all of a sudden.He was in his early 40's.The sad thing is that his wife had no clue abt the finance...to such an extent that she didnt know where the money was so she could arrange for the funeral services etc(and this guy had plans of retiring in soon ). She tried living here for some time trying to raise their 3 kids but couldnt manage alone, sent the kids to Pakistan...but finally moved to Pakistan.I can imagine how hard it must have been for her.
the thought does bombard me ke God forbid something suddenly happened. And i start crying right then and there.