Is it ok to share your Account Details with your partner? Besides Email passwords, I am talking about Bank Account Details? Like he/she can operate it in your absence too? Is it ok?
I lately discussed it with one of my friends that my hubby can operate my bank accounts too and she was like… Why?? You shouldn’t give him access…I said, I fully trust him but she said, still!!! Am I wrong? Is she right?? 
Re: Sharing Account Details with Hubby!
varies person to person. for me, I know I'd never share mine ONLY because HE doesn't share his details with me. he's of the views that biwi ko salary nai batani chahyay type so that gives me a reason too ! still I'd say it depends on individual nature and circumstances
Re: Sharing Account Details with Hubby!
^^
In the beginning my hubby had given me his atm card hihi, he took of some money from it and left the rest with me so that i could manage it.. But later on we decided to have a joint thingy... now our salary comes on it and we have a fixed amount that we keep for the expenses and an amount we do nice stuff with.
A joint account is for me the ideal way to work things out, to check up on the expenses and have something left for saving (like for the kids in the future in shaa allah, vacations, trips etc etc)
Re: Sharing Account Details with Hubby!
hmm!! More suggestions? anyone :@:
Re: Sharing Account Details with Hubby!
This will vary from couple to couple. In my case, hubby and I do NOT share passwords to e-mails, FB and other accounts. He does not have access to my bank accounts that are in my name only and vice versa. However, the only thing that’s “mine” that he does have access to is my 401K account. That’s b/c he knows a lot more about investments than I do so he manages it for me. But I do log in now and then and check the account myself.
Here my question: What’s the point in keeping a bank account in your name only if he has access to it? 
Why not just add his name to it and make it a joint account?
Re: Sharing Account Details with Hubby!
I don't think there's anything wrong with you sharing that stuff with him. My wife refuses to get an account that is not joint with me.
Re: Sharing Account Details with Hubby!
I have a private account which is solely in my name..hubby has no access to it nor does he ask what is in it or what I do with it..and that is the whole point of that account…for me to spend/save/use as I see fit.
We have several joint accounts (main household, savings, investments etc) of which he mainly controls, as his income soley is what supports the household, but I still have log in priviledges and use of.
When I bring home a paycheck “X” amount is automatticaly put in joint savings, “X” amount is reserved for my own personal account/spending money, and “X” amount is applied towards household needs. It’s a system that works great for us.
Like others have said, it depends on the dynamics of the couple and what suits one couple, may not work for another.
As far as email/facebook passwords go, neither of us knows the others passwords, and frankly, it’s never an issue that has come up
Re: Sharing Account Details with Hubby!
My hubby and I are aware of each others everything, passwords, emails, bank accountants. We don't have these things memorized or anything but sometimes I need to get into his account and sometimes he needs to get into my mine for sending each other info or something and because all of our passwords for things are saved in my email. In regards to bank accounts, at the moment we have our own separate accounts but if I need to, I use his card all the time (have it written down in case of "emergencies" lol) and the reason we dont share bank accounts is because his account usually handles all the bills and those things and i like to keep a separate account for our leisure spending. he never really knows, nor ever asks whats in my account, he usually just puts money in it if i need him to. we have been meaning to make a joint account because its just much easier for when im traveling so most likely ill just be putting his name on my account and eventually mine on his. one thing we did do from the beginning was he put me on his security box account so i could access it to for my zevar and stuff. i don't see why at all it would be/ or as your friend put it SHOULD be a secret or something you keep separate on purpose? What was her reason? come to think of it though, i dont know how much to the exact dollar amount my husband makes, just a ball park range so i can determine how much we can spend and how much we need to save at certain times.
i know a friend, whose husband also keeps all of his money and things a secret, shes been married for years and still does not know how much he makes to this day, which boggles my mind as to why is should be kept such a secret. they have some issues regarding that though because a good portion goes to his family every paycheck and his brothers cars and stuff so his wife gets really angry at that so to avoid drama he keeps her out of the loop, which in my opinion i find kind of wrong, and it would be very upsetting for me if i were in that scenario because when she asks him for something, he'll tell her no off the bat, and then his mother is coming to her telling her how her son bought her this and that, and its very upsetting. ..
Re: Sharing Account Details with Hubby!
I think the answer to this question would be: What level of trust and understanding do you guys have?
I would never like to have access to my wife's bank account. But I would definitely like to have a shared account with her and put all my savings in it.
Even if for some reason someone doesn't like to share the exact salary with the spouse, its okay. But there should be some joint account where in you both can put your saving.
And I would share the credentials for all my email accounts with my wife.
Re: Sharing Account Details with Hubby!
If you feel comfortable enough to share the information, then don’t question it.
If I had a hubbykins, I don’t know how I’d feel about letting him use my personal account. 
Not about trust. If we had a joint account, that’d obviously be OK. But I’d rather have my own account.
For example, if it’s his birthday or something cute and mushy like that, I don’t wana buy something and him see it/ expect it.
Of I decide to pretend it’s my birthday multiple times a year, I’d rather not be questioned 
Just my opinion.
Re: Sharing Account Details with Hubby!
how come spouses dont share salaries.. that is mind boggling (at least to me!!!)
Re: Sharing Account Details with Hubby!
What you described is the same system my parents use. I think it works really well, and if I get married I plan on managing my accounts like this for myself in the future. I would like a private account for myself, and would want his to be joint.
Re: Sharing Account Details with Hubby!
I know many who don't. Literally I have colleagues who are earning a hell lot and are married and even at the time of marriage they didn't disclose their salaries to their in laws or to their wives and still their wives don't bother and they don't tell.
Re: Sharing Account Details with Hubby!
I know many who don't. Literally I have colleagues who are earning a hell lot and are married and even at the time of marriage they didn't disclose their salaries to their in laws or to their wives and still their wives don't bother and they don't tell.
Hmm.. I wonder how they'd calculate expenses.
Re: Sharing Account Details with Hubby!
Well, thanks everyone for the replies.
We really dont have trust issues, and I know his salary, expenditures and all other spending. I was just confused because she told me that way. I dont know about her experiences but she scared me… and I thought maybe No girl would do that.. (sharing her bank account details with her hubby), but I came to know here a lot of girls here who do that 
I guess, I shouldn’t be worrying 
Thanks everyone again
Re: Sharing Account Details with Hubby!
Whats difficult in calculating expenses They just get anything they need necessary for the living and pleasure.
Re: Sharing Account Details with Hubby!
Well, given the fact that hubby and I file taxes together here in the U.S., we can't hide our salaries, investments etc. from each other even if we wanted to.
Now to the original post.....I'm ASSUMING that your friend may have been referring to the idea that you should keep a separate account with emergency money JUST IN CASE you ever need it. I've met quite a few women over the years who combined all their finances with their husband b/c their marriage was perfect......and somewhere down the line things went sour and the husband cleared out all the accounts b/c he has access to all the money. So while its great to trust our spouses and not keep secrets etc......I do think that everyone (yes this includes husband's too) should have a separate account that only they have access to that has at least a few months living expenses in it. Things may be peachy now but you never know what surprises the future holds for us. It doesn't hurt to be financially prepared for the worst case scenario.
Re: Sharing Account Details with Hubby!
baaz jalkukrian aag lagane k lia bhi ulti pulti batain kar detee hain .. Bivion ko chahia k un jalkukrion ko aaisay 
aur aaisay 
treat karain aur hubby ko aaisay 
Observe the count is four 
Re: Sharing Account Details with Hubby!
Not only this but how do these couples plan for retirement, kids college fund, emergency savings etc…heck how to you even know what’s a appropriate budget for big purchases like a house/car/vacations etc. if BOTH people aren’t aware of how much $$ is coming in?
Re: Sharing Account Details with Hubby!
lol, jalkukri… 
kukri isn’t a Murghi?? 