Pros and Cons of having a credit card

NightVision · March 5, 2011, 11:13pm

Re: Pros and Cons of having a credit card

Pro’s.

It is a handy way of spending money, debit cards have been very good for internet shopping and also it saves me carrying a dangerous wad of cash about the town… I have spent too much time in the wrong sort of company…

It is technically possible to use a debit/credit card as proof of ID or at least proof of Adress. In UK you can purshase anything from a Number plate to a Licensed firearm merely becuase your Credit/Debit card is a handy ID source.

It is a formidable improvised weapon many a friend was jailed for going mad and permanently damaging several would be attackers using nothing more than a humble credit card:faris:… actually in the UK the credit cards are a bit flimsy an Am-Ex though is perfect if you want to go Kilji on some thugs… that’ll teach em. Just beware it will end up causing a lot of trouble for you unless you can play some sort of diplomatic immunity card…

Con’s

Its a real nuisance when someone else gets hold of it…

It’s easy to loose and easy to be left behind at the shops… It might not be so easy to filch… but it can still be copied or eaten up by the ATM…

It does not last forever… eventually you need to renew it…

Not every country or every shop for that matter will accept your card…

Depending on the scenario your credit card details are very easy to steal online… :no:

Easy to lose track of your spending…

At the end of the day it’s very usefull thats undeniable but I can live without mine… if I had to, just like most folks I should presume.

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