Good Question!. Well it is very common as far as i have seen that wife’s name goes on with her husband’s name on all legal paperwork. I.e, I have my own aparment and insha’allah upon getting married i will include my wife’s name just because god forbid if something happens to me then apartment goes to her as well as for her security and part of my sincerity for her. And among my peers and friends who are married have done exactly what i described above.
Now, girls who live in joint system should have something to secure herself just in case. I think that responsibility comes to wife if she is financially able to buy property and put it aside for herself. Or If she is living with her in laws then the husband should be considerate. I.e, buy some property and have his and her name include in it as well. Islam allows women to inherit and owning property..and some desis who don’t know..should know that!