Yes you are. You are clearly comparing apples to oranges.
Hope this helps!
** Your salary is a one time per pay-period flow of money from YOUR BOSS to you.
** Mufti’s PIG in bakra skin is “INVESTMENT instrument” from the BANK to you.
** Your BOSS gives you money because you worked X number of hours for him.
** Mufti’s PIG bank gives you money because you put your investment money with the BANK, and MUFTI labels it as BAKRA.
How would you feel if you worked 40 hours in a week, and your boss gave you money labeled as “GIFT from BOSS”.
Heck no! you earned that money and your BOSS should not mis-label it as GIFT.
Thus as long the product is clearly labeled as to the what it is, then you should be OK.
Who cares if you lack Shariah knowledge.
The problem is that you meray bhai!
Severely lack the knowledge about banking system
And more seriously
refuse to use common sense, because your so-called Islamism is being challenged.