I realize that taking lunch from home not only saves money, but not importantly saves time. Going out for lunch means at least an hour long lunch. I finish my much at my desk in 15 minutes. I rather leave my work earlier to go home, than to spend one hour at lunch.
Also, some of the coffee lovers at work pooled in and bought a keurig machine. K cups are usually 55 cents a cup, and depends on the brand you are using, makes a pretty decent cup of coffee.
When we go to Costco, we buy some snacks to take to work. Wife and I both have a drawer, full of snack. Though I don't snack that much, it's there in case of hunger or craving
My husband and i were the same... right before we went to Pakistan last summer (abt 6 months before), we decided to set aside $100 every month cos we needed to save more for our trip. That was our eating out money. If either of us had to go out we had to plan based on that $100. We've kept it up since coming back and it's saved us a bunch of money lol. Obvs once in a while we splurge and go to a proper restaurant or if it's an anniversary/birthday... but generally we stick to the budget.
The amount we set works for us cos we barely eat out... coffee out is non-existant as well. Figure out what amount works for u guys and stick to it. Also i think cash works better rather than using a card. My husband is horrible with credit/debit cards...when he's on cash he spends MUCH more wisely.
About $25 a week is what it looks like...I cannot give up my coffee though. I need that pick me up badly these days with the baby. My trusty coffee machine gave out a month ago so we've been getting coffee out. Mine is around $2.75 and his is around $2.00.
I think I am going to try meal planning and budgeting for a week and see how it goes. If I do well, I'll continue.
Meal planning is suh a help! I plan out meals for 3 weeks and every week i grocery shop according to the menu I've set. Soooo easy... put the misery of "what should i cook today" to an end as well lol.
Meal planning is suh a help! I plan out meals for 3 weeks and every week i grocery shop according to the menu I've set. Soooo easy... put the misery of "what should i cook today" to an end as well lol.
Thank you for the tip S...can you give me an example of how you plan?
I really want to plan meals...I would so love to get out of the misery of "what should i cook today"! Story of my life these days!