A captain is now drawing 35,000 + Rs.
Rest you can speculate.
Electricity and gas isnt free.The rates are nominal.
TA/DA is provided on Transfers or official duties only.
Clubs, mess etc bills have to be paid.
Servant (NCB) although maybe free but hard to find, Army is not responsible for providing one,but paying for him.
Car(Staff or Star) is authorised to Brigadier or above ranks.
and ur 100% wrong that 50/60% salary goes in saving.