I think she needs to realise and set two things aside. Does she think the guy will not be as caring or loyal as she would like, or does she think because of the good looks combined and his finances alright, he'll be easily manipulated by other women, because lets face it, those other women who like men with a bit of money will have their claws out when they see one with good looks to add! Is she scared of the latter?
That can happen anyway even if she marries an ugly rich man.
Why are girls after money these days...To me, it's like if you marry a really rich guy, what if he ends up losing his money somehow or if someone's not so rich but he hits a jackpot...it's all in Allah mian's hands...
Money can never buy you Happiness to your heart's content...I'd rather have a life where I am happy and contended with what I have rather than just having money...but If you can get both things combined..then u are pure lucky....