Do you prople think it wiill spoil relationships?Suppose a close friend asks some money,u are lending it and not getting it back on time.How would you feel?You can’t ask him/her first and then the relationship slowly deteriorates.
Right?
Re: Lending money to friends
If you can afford to lend them money, then GIVE them the money instead,without ever expecting anything in return.
Re: Lending money to friends
gesto it does spoil relationships, but ot with real friends..with people you think were friends but were not really.
two examples i have are one where a dude borrowed money and just would not pay it back, in the end I ended up taking his stereo and record collection. I mean the sucky thing is that i did not want the stereo or cds and needed the cash back, but bhagta chorr ki langoti hi sahee. he did have an issue with me taking his stuff, but its like dude..whe u borrow stuff for a few mths and its been over a year, and no attempts from u to pay and dodge the issue then I have to take action.
the more interesting one was with a room mate who borrowed money, would not return it, was spending on all kinds of shyt but just did not have the decency to pay it back, owed me money on the phone etc. I appealed to his materialistic nature and had the phone transferred to his name after paying the whole bill, including his portion by sayog that when i move at the end of the term he would have to pay for reconection charges so why not just transfer it. I waited until the last month to get my money, asked him many times, told him he was being immature and not had his priorities right if he will go buy a newer car or spend money on dates but not bother to pay a single cent back. so my last month there i turned that phone into a public call office..pay me 50% of the charges you would pay to make calls to your country and use it. I made my cash back, left that arse with the bill. Yeah we have not spoken since then, but as I tell ppl..screw with me and i will get back at ya one way or the other. he just had to learn it the hard wa.
Re: Lending money to friends
I think men face this issue VERY often as did my hubby. He was made to take out a loan of around $5,000 under his name by his family friend(baji) and she basically never paid it back and when my hubby tried to ask her to 'at least' make the minimum payments she made excues and started badmouthing ME and him to my inlaws(Can you imagine it??)....Needless to say it not only destroyed my hubby's relationship with this 'baji' but also created problems for both of us. So I think it's never wise to lend money to friends or relatives, it always creates problems. Just make an excuse that you dont have any cash sitting in your account so the other person wont feel bad.
If you can afford to lend them money, then GIVE them the money instead,without ever expecting anything in return.
Well said.
Re: Lending money to friends
The only time when I will ever lend money to someone is if they ask and i know for sure they will give it back only b/c they are just short on cash for the moment and will pay me back...other than that, thinking of giving it as a "gift" rather than a loan is a good solution.....
The only time when I will ever lend money to someone is if they ask and i know for sure they will give it back only b/c they are just short on cash for the moment and will pay me back...other than that, thinking of giving it as a "gift" rather than a loan is a good solution.....
That is exactly what I do.
Re: Lending money to friends
I have no problem giving money to friends if they ask for it and if its not too much of a burden for me to give to them.... but I hate it when you tell someone .... dont worry about returning it if you cant, its fine.... and they keep insisting no no I'll pay you back... I promise i promise... and everytime they see you they tell you that... and then they start avoiding you like a chorr.... I had that happen to me by a very close friend... $300... I told her not to worry about it cuz times were hard and she could consider it a favor on my part... if anything... if I needed something from her in the future she could help me out.... and its like she wouldnt leave the topic alone and eventually just ran away... that was so strange.
... so my last month there i turned that phone into a public call office..pay me 50% of the charges you would pay to make calls to your country and use it. I made my cash back, left that arse with the bill. Yeah we have not spoken since then, but as I tell ppl..screw with me and i will get back at ya one way or the other. he just had to learn it the hard wa.
LOL!!!