CG what if your husband does not let you do masters? What if you get pregnant? What if you get too busy in life and never get a chance to study further?
I wouldn't marry someone who wouldn't 'let' me study. I wouldn't get pregnant. If you're married and not working and not with child, how can life be too busy.
Anyway, it does piss me off when women keep studying when they know they aren't going to work or do anything with it. You would basically be doing it to delay marriage for a year or whatever and you're taking someone else's place who might actually do something with it.
However, MSc's are incredibly fun and rewarding. It was the best year of my studying life (and for the other people I know who have done one). The classes are small and it's intensive as you have to get through so much material; lot of exams and coursework. So you really bond with the people you're studying with, you study with them and you hang out with them, almost 24/7. I would highly recommend it as an experience and you don't know how life will turn out and you might need to rely on that education.
So go for the masters.