There are tones of references. An easy one is listed below:
Jinnah did not participate in this Khilafat agitation. In a 1920 letter to Gandhi, Jinnah said that the movement was bound to lead to disaster. …He wished to advise his countrymen against the dire consequences of such an extreme act.***
**Note: **Pak Gov. website glosses over the fact that Jinnah, Ch. Fazal Hussain, and Lala Lajpat Rai were kicked out of INC meeting of 1920. MA Jinnah and Ch. Fazal Hussain never went back to INC meetings. However Lala Rai was accepted back. I assume INC was more interested in Punjab’s businessmen who were controlled by Rai.
We can’t look at the Khilafat movement apart from ‘Hijrat movement’ and without keeping into account the fact that British always perceived Muslims in particular a threat to law and order; a perception many Muslim leaders tried to overcome since the 1857 war.
The background of Hijrat movement is that the prominent Mullahs gave fatwas that to save ‘Khilafat’ Jihad against the British is ‘wajib’ (compulsory) but you can’t declare Jihad onto the government you are subject to or paying taxes to. So, the idea was for Muslims to sell their land and move to Afghanistan & then take part in Jihad. So, the simple minded Muslims sold their property & belongings at low prices and migrated towards Afghanistan, only to be rejected.
Jinnah opposed the Khilafat movement for a couple of reasons, including it’s non-secular nature, Khilafat in itself being no more than a symbolic position more corrupted than any other instition & it’s ties to the Hijrat movement which was davastating to the families that took part in it. I believe it was the turning point for him to consider Congress not looking out for the good of ‘Indian Muslims’
Jinnah opposed the Khilafat movement for:
1. ....it’s non-secular nature,
2. Khilafat corrupted
3. Hijrat movement ...was davastating to [participants]
......
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Good but this doesn't address the second issue:
Why Gandhi ...was declared Ameer-ul Momineen by the Mullah and AyaTullah cabal.
MA Jinnah was an ardent reader of Middle Eastern politics and clearly understood the role of Biddus in the defeat of Ottomans. I’ll address that in a separate thread.