Is student loan debt a factor when considering marriage?

What do you guys think? Is it an inapproiate question to ask? Is it an important factor? Does the earning potential/work ethic/intelligence of the person outweigh the debt? I don't wanna be a jerk and ask that question lol.

I think most people who are college educated have debt and that’s nothing to be ashamed of.
It really depends on how much it is and what the person’s game plan is to pay it off and over how long.

I wouldn’t mind if a guy asks me that. Fortunately, I didn’t have much debt from college due to lost of scholarships! :slight_smile:
Also, if I did, I wouldn’t expect my future SO to pay it off. I would have a game plan and would be open to discuss with him.

I think financials are really important to discuss because it helps you understand how the other person spends and saves and those patterns usually continue into the future

it should be…especially to see if there is expectation from one to pay off the others’ loan.

Yes, by all means.

I guess it’s not an insignificant question to ask. Everyone has different goals or a lifestyle on mind. It just may be that one doesn’t want to be weighed down by another’s loans. Many don’t ask about student/personal loans or car lease/mortgages and that leads to issues in creating a budget plan together as a couple. In case finances will be shared, one or the other paying it off boils down to the same thing.

Many go on to grad schools after marriage, so student loans definitely aren’t limited in this regard.
Go ahead and ask.

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I think the amount student debt isn’t a big deal as long the earning potential is greater, if you still have a lot of disposable income after your monthly loan repayments then I think it shouldn’t really matter.

I don’t care because I am a rich man

That is actually a question I have never thought to ask but I don’t consider it inappropriate.