I achieved it

[Captain1]

@firenze

Abhi khushi tu khutum honey do bahi jaan :D…

It happened with me in start of last year, when my American Express & Discover limits were slash to 10000 & 11250 respectively.

Let me tell you how i achieve this biiiiggg goal,

1. Halted all my private web-based projects

2. Slash morning breakfast virtually to none. Now its my habit i only take coffee in the morning … but still starbucks

3. Made a rule of only one dinner a month outside, no movies ! (Save hundreds)

4. No more applying for credit, don’t even open credit offers. Simply send them in junk. Call your credit companies and ask them to slash interest rate, and they do.

5. Halt recurring payments like gym, sports club, web-based subscription

6. Most important make a written plan with small goals, lets say you wanna slash just 1000$ a month, write down how you get this money. yeh yeh , still write it down even its 100$.

Now we know why US economy is sinking