:salam2:
I thought becoming rich is most difficult and rich peoples are because of their good luck so luck matters but I was wrong. I think only ‘unity and trust’ matters in all cases. Like one must control to his or her desires of having worldly enrichment for some period and live in the edge of simpler, less expensive life. A, B, C & D, (are four members from one family or individuals) who decided to be rich and they focused that ‘unity & trust’ are very essential in all matters otherwise it is hard or impossible to become rich. Let me explain with an example what actually I’m trying to say here 
A, B, C & D all live separate life and each earns every month $100. Expensive of each is $80 and saving is $20. Separately, if each of them pushes themselves to the limits than at least they can live some luxuries life. That life will be like one level up but not like a real rich life.
So A, B, C & D all decided to become rich. They all accumulated their income in one saving account ($100 x 4 = $400). Expensive of each was $80 so they deducted from it ($400 – 80 = $ 320). The actual saving is now $ 320 per month.
In other way they all decided to live together in a place so expensive of each reduced to $20 from $80 and saving increased to $80 from $20. They still wish to live the same life as they were living previously (before joining with each others) so they all contributed $20 from each ($20 x 4 = $80) to cover expensive and it was enough or at least meet their daily life requirements.
Their savings are now $320 per month and they decided to continue saving for a period let’s say for four years. In a year they saved ($320 x 12 = $3,840) $3840 so after four years they had total amount ($320 x 48 = $15,360) $ 15360, means for each $3840.
Simple is that we can be rich within just 10 or less than 10 years rather than struggling individually for it in our whole life. It depends on ‘unity and trust’.
Note1: If individually they save $20 for approximately 64 years than their saving will reach to $15360 what they actually saved in 4 years and if they save same amount for approximately 16 years than they can save $3840.
Note2: If you don’t have any issue earning an amount from interest than in Pakistan, some bank pays 12% interest per month. If we deposit an amount $15,360 in a savings account earning a 12% interest after 1 Months our savings account will have grown to $15,513.60 – of which $15,360 is the total of our beginning balance, and $153.60 is the total interest earnings, which mean each will get around $38.4 every month in addition to $20 of our expensive.
all this went over my head