hey Beatle ki wapsi…first of all, congrats man! :k:
now, u said the tuition is $13,000…since u’ll be living on ur own, and i’m assuming it’ll be the first time u’ll be in canada/alberta with no friends or relatives around to begin with who could guide u, i’d recommend that u live on campus atleast for the 1st yr…
check out the housing and food services web-site for u alberta…it has a FAQs section, which i think will be helpful in this case…it provides both on-campus and off-campus housing services…
http://www.hfs.ualberta.ca/
and for housing rates (differs according to the dorms), check out this page:
http://www.hfs.ualberta.ca/student/rates.html
if u notice, the above link also includes meal plans in the “total”…and as i suggested for housing, i’d suggest the same for food…buy a meal plan from the univ…there’s alwayz the halal & non-halal issue, but u can manage on veges and fish with the occasional outing to a halal resaurant in town 
here are the meal plan options: http://www.hfs.ualberta.ca/food/options.html
on avg, u need atleast $5,500 for food and housing for 2 semester (i.e. 8 months), and u should have some money for books and miscellaneous expenses…so in total, u should have ATLEAST $7,000 on top of ur tuition for all that…keep in mind that does not include the plane ticket costs…
I lived on my own for 2 yrs…1 yr on campus, and 1 yr off-campus…and it didn’t make a big diff really…the end of the yr, the expenses almost totalled the same…i wished i woudl’ve stayed on campus the 2nd yr as well, as i missed the convinience of wakin up @ 8:15 to attend an 8:30 lecture 
i hope the information here helps u 
let me know how it goes, and best of luck! :k: