Ok i've experienced this too but mine wasnt as extreme. It happened the first time when I used to dorm. It was scary. I felt like i couldnt move my arms or legs. Yeah my brain was awake but my body didnt respond to its commands. It wass scaryy!! At first i couldnt figure it out. Then i googled it..and sleep paralysis came up. Phewww.
I suppose it can be considered a psychological state due to scared or being stressed. For me it was probably both.
So it happened like three four time and yeah i read a couple of duas and mentioned it to a bunch of people. They told me to read duas.
By the way i figured out a technique to get over it. First of all calm down. dont freak out. Then try to move your finger tips as those are the one of the most acute places of sensations. So start from there and move up through your arms. Once voluntary control of your body returns lol go back to sleep n hope it dont happen again.
I never had the bed spinning thing as the original poster mentioned. I did hear a really loud rushing water sound once. that was scary.