does any1 has information about defence saving certificates!

hello,
does anyone knows any kind of information about defence saving certificates..please do tell me ?

Re: does any1 has information about defence saving certificates!

3 viewers no replies come on readers post some answers to me .

Re: does any1 has information about defence saving certificates!

what is defence saving certificates?

Re: does any1 has information about defence saving certificates!

yeah what is it

Re: does any1 has information about defence saving certificates!

well thts wut i m tryin to figure out friendz

Re: does any1 has information about defence saving certificates!

Sounds like bonds.

Re: does any1 has information about defence saving certificates!

yes they r bonds in urdu it means"qomi bacht scheme" i think...

Re: does any1 has information about defence saving certificates!

check their website

www.savings.gov.pk

Re: does any1 has information about defence saving certificates!

thanks a lot mostars it really helped a lot …
but do u ve any information bout dis actally i want to no if a person is not able to go himself n issue his own certificate den can anyone else can issue his certificate on behalf of tht person …?i cnt gt this from tht website…

Re: does any1 has information about defence saving certificates!

I will go to their centre in my area on saturday and would let you know.

Re: does any1 has information about defence saving certificates!

oh thank u so much mostar kaise kahu ke ap meri kitni badi mushkil asaan kereinge thanks a lot thank uuuuuuuu

Re: does any1 has information about defence saving certificates!

ya i have :D

Re: does any1 has information about defence saving certificates!

wut zobia i dint gt u ?

Re: does any1 has information about defence saving certificates!

Those are fixed saving certificates that you can get from the bank in Pakistan. You deposit any amount of money for some fixed time duration which can be of 3 months, a year or 10 yrs or so. Ofcourse you’ll earn more interest if you deposit your money for longer time period.

The interest is calculated based on this set time duration. its the fixed interest - meaning doesn’t fluctuate with the market unless federal govt decides to change it. You get profit every month. need to go to the bank with the certificate and get your money.
I’m not sure about the penalties incase you decide to withdrawal your money. But i know that bank requires some advance notice.

I’m not 100% sure though :bummer:

Re: does any1 has information about defence saving certificates!

^thank you cool breeze thanks a lot.

Re: does any1 has information about defence saving certificates!

ok tell me Tpari how much money u want to invest :chai:

Re: does any1 has information about defence saving certificates!

mr.j i dnt want to invest im gettin information ,i ve already invested ..

Re: does any1 has information about defence saving certificates!

kis mai :konfused:

Re: does any1 has information about defence saving certificates!

Well they say the investee need not to be present at the time investment - just applicaiton form + copy of cnic is sufficient. But one needs to personally present at the time of encashment or profit collection.

Re: does any1 has information about defence saving certificates!

oh thank u so much mostar,thanks a lot ap nai jante kitni badi mushkil se nikala apne muje thanksssssssssssssssss alot allah miya apki sari khawahishaat kabool kerein ameeen!aur mere laiq koi kaam ho to zaroor batatayie ga .