No i dont have one and neither do i need one....
Don't think my dad have it either, since we as a family dont give a damn about Money, Properties etc.....
To us happiness and being together as a family matters .....
In England and countries simliar, if you don't write a will the law will determine what happens to your assets regardless of your wishes.
I think it would be hurtful and unfair for me not to have written a will esp' when I have a child.
Writing a will avoids family disputes, reveals the executor who will take over your responsibilites, gives other important info' e.g. bank numbers, insurances, debts owed to anyone or other out-standing bills e.g. loans, offshore bank accounts, passwords, savings, morgages etc. It reduces legal issues and taxes and such a legally binding document can prevent gold diggers to lay claims on things which you would like to bequest to others perferred by you. It gives clear instructions on who will act as guardian for your children.
As my law-teacher would say* time to grow up and time to make a will*!
Lol! :)