On PlayStation 4, I have to pay to play online but the F2P games are exceptions in this case. I get some online storage to save my stuff, and a bunch of free games every month. We also have a PlayStation Vita, increasing it’s value quite a lot.
On Xbox One side, you get free games as well but Xbox Live destroys PSN in terms of the network infrastructure and the services offered. Dedicated servers, fast downloads, better system updates, much bigger online storage.