Re: Car Insurance…
alhamdolillah brother, why are you refusing to use your brain? What is this wormy stuff about certificate is halal but insurance is haram. Did you ever stop and think that the time our Shariat was put together, was the time of no cars but lots of donkey carts? Heck our 4 imams (if you are Sunni) never saw a car. I guaratee that.
Things like planes, trains and automobiles (unfortunately) took another 1000 years after those 4 imams were gone to heavens. Insurance is a necessity for your car, house, and anything else that should be protected from unforseen conditions.
So beta ji, use insurance. In some cases it is the law to have insurance. You will be sent to dog house if you are caught driving a car without insurance.