Re: Buying Home Checklist
I wrote up a home buying guide for incoming residents for my wife's hospital, it's focused towards Rochester and US home buying but you might find something useful, who knows:
Chances are that this is the first house you are buying. If that be the case, here are a few things to think about when buying a house:
Are you a handy person? Do you work well with tools? Are you going to have the time to work on your newly purchased home? If you answered 'Yes' to all these questions, you could get away with buying a 'fixer upper'. Note, as a resident you will NOT have the time to work on your house, however, if you're a resident's spouse or significant other, you might be able to pull it off. Remember, there is no shame in admitting that you're no good with tools and as such you should look for a house with everything in relatively good condition.
When looking at various houses, learn to look past the current owner's decor, choice of paint/wallpaper, and choice of carpet. People have some bizarre tastes and you might be thrown off by some poor choices made by the current residents. When looking at the house, look at the structure, how big the rooms are, how well the walls/ceilings/tile/counters are holding up. Remember, you can always paint, you can always replace carpet, and you can always redecorate.
When your house is inspected, try your very best to be physically present at the time of inspection. Your home inspector can offer valuable insights into the condition of your potential home. The home inspector is trained to spot things that you would never dream of. Pay special attention to the roof, potential leaks, plumbing, air conditioning, furnace, and appliances.
If someone tells you that you don't need an air conditioner in Rochester because the summers aren't all that warm, tell that someone to go jump in a lake. In 2005, there were more than 3 weeks of over 90 degree days. Suit yourself. Also, an attached car garage is a very welcome sight come winter time, trudging in the snow to your car, scraping off ice or brushing off snow is not a lot of fun when you have to go to work at 5:00 AM. A fireplace is also a very welcome sight in winter. The warm glow and the crackling of wood offers some cheer during a predominantly dreary and drab winter.
It can take up to 60 days to close on your house in NY state. Be prepared for that time frame. Also, in NY state, the person buying the house physically has to be in town for the closing, it cannot be done via mail/faxes. Finally, in NY state you have to have an attorney for closing, your real estate agent should be able to recommend a good attorney.