you are so lucky to be in toronto because here in houston i do not have access to one of my favorite stores, H&M. I think since you don’t wear professional clothing often you may not want to go to club monaco because things can get kinda costly. If I were you i’d go into my local H&M and get some pants that fit through the hips and flare out a bit and a nice fitting jacket or blazer to go with it. this is easy to find there. Also they have some super cute long coats, nice collard shirts to wear with dress pants and cute sweaters to pair over it if needed.
Banana Republic is pricey like club monaco but i do love the quality of materials so for the price it works out.
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