One afternoon, a beautiful, young blond lady entered a major bank in New York City and asked for a loan of $5,000. When asked why she wanted the money, she explained that she needed the money for a trip to Europe. She would be in Europe for no more than two weeks. The bank manager explained that the young lady would need something of value to be used as collateral to secure the loan.
The lady pointed out the window at a car. She asked, “Will that new Rolls Royce be sufficient?”
“Well, of course it will” replied the bank manager. “However, I will need to check to be sure that you are the owner.”
The manager departed to his office to make a quick telephone call and then returned to where the lady was seated. “Everything is in order” he said as he approached the lady. “It will be necessary to take possession of the car at this time.”
She agreed as she handed him the keys. Upon receiving the cash for $5,000, the lady left the bank.
By this time, many of the bank employees were standing near the manager in awe of what had just happened. The manager gave instructions to one of the employees to drive the Rolls Royce with extreme care to the secured area of the garage and to park and lock it. After this task was done, the keys were returned to the manager.
Two weeks passed. As the bank employees were about their respective duties, the young lady entered the bank and approached the bank manager. “I have just returned and I want to pick up my car.” she said.
The manager ushered the lady to his office, took the necessary papers from his desk and told the lady that there was an interest owing on the loan of $15.38.
She reached into her purse and took out the exact amount, which included the $5,000 and the additional interest payment.
After concluding the business, the bank manager stood to his feet and said, “After you left the bank two weeks ago, my employees and I were very curious. I had you checked out thoroughly. I learned that you are a multi-millionaire. Why did you want to borrow $5,000?”
The lady replied, “Where else in New York City could I leave my Rolls Royce totally secure for two weeks for $15.38?”
author : unknown