Re: $20k to invest
invest in a good holiday...you can take family if you want....remember charity starts at home, you cant just go around giving any spare money to those poor people who inhabit street corners and suchlike...
you'll remember the fun you had fifteen years later
King Fahd had 32billion, if he gave it away he'd not have 32 billion.... especially if he gave it away to the likes of Sara and Zakk
if you really wanna invest, go to your bank and if they have one, a financial adviser can help you with what you can do with it in whatever country you are in.
buying land may be a good idea...
here in the uk we can by a share in things like organic farming ventures etc...