Re: Zakaat.
Peace TLK
When a loan is given to someone and they can’t yet pay it back … You still don’t have active ownership but you still have to pay zakat on that … How is a pension fund different?
A better way to look at pension for zakat purposes is to take it as investment money … So you only pay zakat on the amount of capital increase that the pension fund has made in that year and not over the whole amount.