na--off course need to fulfill all basic needs
u r worry about crdt lol
its good that you are well off but lods of ppl are worried about credit crunch belive there are loads of ppl who have families to look after here and back home and they are job loess there are thousands of job less ppl at the moment and they don't have enough money to feed their families let alone doing unnecessary shopping like us :)
ek muft advise take care of your CREDIT....