***U need to learn to apply the management skills that u do at work to your daily expenditures !
I do not keep track of my daily expenditures too......however I've learnt over time that its always best to set yourself a certain "spending budget " that gives you the liberty to spend once in a while and at the same time keep you aware of a constant check on your spending habits , so that you can decide when and where its feasible to spend more or less.........***
Of course the trick is to stay well within that budget !***
You are so right, the sad part is that I love doing this stuff. I am doing a debt restructure deal right now for a regional manufacturer. My excuse for not doing this? Lack of time/being tired.
I think the spending budget is a great idea. I might open up a separate bank account and leave some funds there. I think the trouble is that money flys out the door and your wonmdering “where did my money go?” I mean my big bills like mortgage, utilities, condo fees, debt service on the equipment for the business are all automatically debited so I never worry about making those payments. I don’t use credit cards, so there is no debt issue, leaving me with spending money :D
I don’t even check my stock portfoilio, just keep buying :)