Re: what to do
I remember from a previous thread you and your husband are living with your parents. I'd suggest since you are pregnant with your first child, you both should stay put where you are. You're going to need a lot of $ for the new baby as well as a lot of emotional support and help. Your mother will be able to help you and your husband will not have the added stress of a new place, more bills and the expenses of a new baby. Babies are very expensive creatures who you can't say 'no' to..!
Stay with your parents for a little while longer, just until you have more $ saved up and you are able to go back to work while your mom or family can watch the child.
I can imagine you want to be independent already, but a little discomfort today will save you a lot of tension in the future.
Good luck..!