Answer
- --- An individual's desire to change.
AND
- --- An individual's drive to a "particular direction" for the intended change.
1 exists even in the most primitive of beings. They want to change and survive.
However it is the #2 that determines the ultimate success in achieving the objective(s) that the intended change was "supposed to bring".
You want to change and have a better "financial" life. But it really depends if you want to earn and degree +job, or you want to take the "direction or path" of selling drugs.
Both the directions will ultimately help you improve your financial situation. But selling drugs may be quicker, more riskier and thus not-sustainable.