the "R' word

its not even about knowing about the credit crunch

one should know what they can afford before being too greedy.

one should always watch out for the bad times.. cus one needs to leave that much of a buffer zone for incase someone loses their job.. someone becomes ill. There are SO many factors one needs to look into before purchasing.. ANYTING.

I dont need to know about the credit crunch. Before it even happened, we had decided on what our limits were going to be, just to be on the safe side..

and thats what im saying

and not all of us were like 'WOW'... a lot of people did put their thinking caps on before rushing into buying..

everything is a WOW.. but when u sit down and do the math, it really aint