Re: the "R' word
^that's exactly what I've been saying. Thank god someone actually understands!
When the term banker is used, it is referred to an investment banker. What u guys are talking about r people at a bank that help people get mortgages, don't remember the name but they aren't bankers.
And I highly doubt that these people were blantantly lying to potential homeowners, otherwise there would be so many lawsuits, the bank would hand gone bankrupt.