I wear SPF 40 minimum...it is important and my skin can attest to that. My face was like a war zone for the longest time before I discovered sunscreen...now I dont go anywhere without it.
Clinique makes a physical sunscreen that is very slightly tinted so it doesnt look so cakey on desi people.
Is it pricey? I'm going to check it out. I've used Obagi...which offers strong protection but it can be really chalky on desi skin and if you get it into your eyes....OMG....it burns really bad. I like Aveeno because it's light and not chalky.