Re: Question regarding Mortgage???????
If you ask people you would end up confused. Do what your own heart tells you. My logic to get a traditional mortgage from a USA bank is this. Quran prohibits the money lenders to accept riba/interest. Quran has condemned the money lenders to accept riba/interest which is interest. Quran has encouraged people with money to engage in the practice of buying and selling.
Nowhere in Quran people who are forced to pay interest by money lenders have been condemned . That tells me that Quran understand that there will be situations where people will be forced to pay interest by people who have money . The people with money have been given a better alternative of using their money for trading purposes instead they use it for earning interest . They choose not to use their money for trading. The builders who build house do not engage in the practice of selling the house at easy installment. These builders insist that you get money from a money lender to pay the builder in this situation the people have no option other than borrowing money on interest to fulfill their basic need of having a shelter for their family .
Now people will prove to you from hadees that paying interest is also haram.
But the basic principle I follow is that the thing which is not proved haram from Quran then it is not haram.
Quran has questioned Rasool Alllah ( SAW) in surah Tahreem for making something haram for himself which Allah did not make haram for him, Then how can Allah give His Rasool ( SAW) the authority of making things haram for masses which Allah Himself did not make haram for them.
This is the translation of text of the Surah Tahrim: 66 verse 1.
The actual words used are taharam meaning "you make it haram" and ahala meaning "made halal"]يَـٰٓأَيُّہَا ٱلنَّبِىُّ لِمَ تُحَرِّمُ مَآ أَحَلَّ ٱللَّهُ لَكَۖ تَبۡتَغِى مَرۡضَاتَ أَزۡوَٲجِكَۚ وَٱللَّهُ غَفُورٌ۬ رَّحِيمٌ۬
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**YUSUFALI:* O Prophet! Why holdest thou to be forbidden that which Allah has made lawful to thee? Thou seekest to please thy consorts. But Allah is Oft-Forgiving, Most Merciful.
PICKTHAL: O Prophet! Why bannest thou that which Allah hath made lawful for thee, seeking to please thy wives? And Allah is Forgiving, Merciful.
SHAKIR: O Prophet! why do you forbid (yourself) that which Allah has made lawful for you; you seek to please your wives; and Allah is Forgiving, Merciful.
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